Quiz-8

Quiz-8

1.Which of the following is not included as part of SLR assets?

a) cash in hand

b) gold owned by the bank

c) investment in unencumbered approved govt. securities

d) investment in quoted shares

e) none of the above

2.Following liability is not taken as part of time and demand liabilities for the purpose of CRR

a) fixed deposits

b) saving bank accounts

c) recurring deposits

d) paid-up capital

e) None of the above

3.RBI's Model for Rating of Indian Banks is known as

a) CAMELS

b) CAMEL

c) eRATING

d) eCAMEL

e) None of the above

4.Which of the following extension of abbreviation does not match?

a) BCSBI - Banking Codes and Standards Board of India

b) BCBS - Banking Codes and Banking Standards

c) BFS - Board for Financial supervision

d) BIFR - Board for Industrial and Financial Reconstruction

e) All the above matches

5.Under which kind of following mechanisms, the DSB returns being submitted by banks to RBI, fall?

a) early alert system

b) on-site surveillance

c) off-site surveillance

d) risk based supervision system

e) prevention of money laundering

6.Revolving Credit is made available in which of the following?

a) Debit Card

b) Prepaid Card

c) Credit Card

d) All the above

e) None of the above

7.The customer service in a bank branch has been disrupted for 2 hours, due to failure of the Central Server. What type of risk is it?

a) Reputation Risk

b) Systemic Risk

c) Operational Risk

d) Settlement Risk

e) None of the above

8.Risk associated with changes in the credit profile of the borrowers and counter parties is called:

a) Credit Risk

b) Market Risk

c) Counter-party Risk

d) Liquidity Risk

e) a and b above

9.A bank has failed to meet its obligation on account of a payment on due date due to its incapacity to pay.  What kind of risk is it?

a) Credit Risk

b) Liquidity Risk

c) Settlement Risk

d) Payment Risk

e) All the above

10.For transfer of borrowal account to another bank / financial institution, the consent or otherwise, should be conveyed within ______ days from the date of receipt of request.

a) 7 days

b) 15 days

c) 21 days

d) 30 days

e) No prescribed limit

Ans:

1	2	3	4	5	6	7	8	9	10
d	d	a	b	c	c	c	a	c	c