How to Change IIBF Exam centre for JAIIB & CAIIB

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There are many question found on banker facebook group or whattsApp group regarding JAIIB & CAIIB Exam and regarding “how to change IIBF exam centre for JAIIB and CAIIB.  Here we just posting  copy as posted on IIBF website under Member/Candidate Support Service(Help) pages. Candidate can go their and register their issue regarding exam or other IIBF  exam related  query.

Members / Candidates Support Services (HELP)

Members of the Institute / Candidates enrolled for the examinations of the Institute can register their Queries here.

                       GENERAL INFORMATION

1) Membership ID cards - will be sent to all New Members through Speed/Registered Post within 45 days from the date of successful enrolment. ID card will not be issued to candidates registered for examinations under Non-member category. Pl note that to appear for examinations Members as well as Non-members can use any one of the following ID card (original)along with printed copy of the Admit Letter.
a) Photo Id Card issued by the employer b) PAN Card c) Driving License d) Election Voter's I Card e) Passport f) Aadhar Card

2) Admit Letter(Hall Ticket) - will be sent to all eligible Candidates to their e-mail Id registered with the Institute 10 days before the start of the examination. The same will also be hosted on Institute's website www.iibf.org.in under the heading 'Exam Related', 1 week before the examination date. Candidates can down load the Admit Letter using their Login ID(Membership/registration No.) and Profile Password.

3) Change of Centre requests - will be accepted till 45 days before the start of the examination for quarterly/half yearly examinations. Request for change of centre will be accepted for official purpose like transfer/deputation/Training etc only. Members are required to provide scanned copy of supportive document along with the request for change of centre.

4) Results - are expected to be declared within 45 days of the conclusion of the Examination. On declaration, Results will be available on the Institute's website for download and printed copy of the same will not be sent by post.

5) Consolidated Mark Sheet - Candidates who have completed the Examinations having more than 1 subject, Consolidated Mark sheet of all subjects will be available on the Institute's website. Candidates can download the same after entering login credentials using their Membership/Registration number and Profile Password. Printed copy of the same will not be sent by post.

6) Final Certificate - will be sent by speed post within 2 months after the declaration of result.

For detailed information, refer Rules/Syllabus / Important Instructions available on the web site

Quiz-11

1.Banks are required to classify NPA accounts

a) into 2 categories i.e. doubtful and loss accounts

b) into 3 categories i.e. sub-standard, doubtful and loss accounts c) into 4 categories i.e. special mention accounts, sub-standard, doubtful and loss accounts

d) into 4 categories i.e. standard accounts, sub-standard, doubtful and loss accounts

e) into 5 categories i.e. special mention accounts, standard accounts, sub-standard, doubtful and loss accounts

2.A company is sanctioned certain working capital limits by 3 banks under a formal consortium arrangement.  In such cases, the ratio of charge over the securities, will be as per the:

a) Balance in the limits allocated under the consortium

b) Limit sanctioned by the individual banks

c) Balance outstanding even where allocated limit exceeded

d) Limit allocated or sanctioned whichever is higher

e) Limit allocated or sanctioned whichever is lower

3.The number of banks which can participate in consortium advance is:

a) Two

b) Three

c) Five

d) Ten

e) No minimum or maximum is prescribed

4.For the purpose of exposure, the exposure in loans is to be taken as under:

a) in case of cash credit or overdraft, the sanctioned limit

b) in case of letter of credit or bank guarantee, the sanctioned limit

c) in case of TL sanctioned limit but if TL fully disbursed, then outstanding balance

d) all the above

e) None of the above

5.Which of the following accounts is not exempted from application of exposure ceiling norms?

a) weak / sick units

b) food credit

c) State govt. guaranteed accounts

d) Loan against deposits

e) None of the above

6.What is the exposure ceiling under group exposure for single borrower and borrowing group, as a percent of capital fund?

a) 10% and 30%

b) 10% and 40%

c) 15% and 30%

d) 15% and 40%

e) 15% and 50%

7.On which of the following types of loans, the loan system of credit delivery is not applicable?

a) advances to rehabilitation units

b) advances to manufacturing of mass consumption goods

c) advances for seasonal industry

d) export credit proposal

e) a, c and d

8.Which of the following organisations, provide credit history of the borrowers?

a) CIBIL

b) SEBI

c) RBI

d) CCIL

e) None of the above

9.Which of the following is not part of prudent guidelines issued by Reserve Bank of India?

a) income recognition

b) asset classification

c) loan recovery rules

d) provisioning norms

e) none of the above

10.In respect of documents signed jointly and severally, the bank can seek recourse in the Court against:

a) all

b) any one

c) all separately

d) All or any of the above

e) At the discretion of the Court

Ans.

1	2	3	4	5	6	7	8	9	10
b	a	e	d	c	d	e	a	c	c

Quiz-10

1.While considering loans for project financing, the promoters are required to bring in their share in the project as under:

a) 100% upfront

b) 75% upfront and remaining in stages

c) 40-50% upfront and remaining in stages

d) at the discretion of banks

e) None of the above

2.Which of the following categories of loans can be priced by banks without reference to the Base Rate?

a) DRI loans

b) Loans to members of staff

c) Loans to bank's depositors against their own deposit

d) All the above

e) None of the above

3.In case of Information Technology and Software development industry, the loans upto Rs.2 crores can be sanctioned as per:

a) MPBF method of Tandon Committee

b) Turnover method of Nayak Committee

c) Cash budget method

d) Any of the above

e) None of the above

4.Which of the following commodities are covered under RBI's restrictions under Selective Credit Control?

a) wheat and pulses

b) buffer stocks of sugar with sugar mills

c) imported oil and oil seeds

d) course grains

e) none of the above

5.With a view to preventing speculative holding of essential commodities with the help of bank credit and the resultant rise in their prices, RBI can impose restrictions on advances (called Selective Credit Control) against such commodities:

a) u/s 21 and 35 A of RBI Act

b) u/s 21 and 35 A of Banking Regulation Act

c) u/s 34 and 35 A of Banking Regulation Act

d) u/s 34 and 35 A of RBI Act

e) none of the above

6.Loans to senior officers or their relatives are required to be reported to Board of the bank.  For this purpose, the senior officer means an officer in _____________

a) scale IV or above

b) scale V or above

c) scale VI or above

d) scale VII

e) None of the above

7.Banks cannot grant loan to its own director, against which of the following security?

a) loans against govt. securities

b) life insurance policies

c) bank deposits

d) all the above

e) none of the above

8.A bank cannot grant any loans and advances on the security of its own shares under the provisions of 

a) Section 19(B) of Banking Regulation Act

b) Section 21(3) of Banking Regulation Act

c) Section 20(1) of Banking Regulation Act

d) Section 21(B) of Reserve Bank of India Act

e) None of the above

9.The base rate is required to be reviewed by banks at least ______.

a) once in a month

b) once in a quarter

c) once in a half year

d) once in a year

e) none of the above

10.In which of the following cases, an account becomes NPA?

a) where principal and / or interest in TL has become due and not paid by the borrower for 75 days

b) where the cash credit account has been out of order for more than 90 days

c) where the bill purchased / discounted has become overdue and continues to be overdue for 87 days

d) where amount remains unpaid for less than two crop seasons for long duration crop in case of all agriculture accounts

e) all the above

Ans:

1	2	3	4	5	6	7	8	9	10
c	d	b	b	b	a	d	c	b	b

For more quiz click here

Quiz-9

1. Adam smith defined Economics as a

a) Study of welfare

b)Study of ‘means’ and ‘ends’

c)  Study of Wealth

d)None of these

2. Macroeconomics deals with

a) Gross domestic product

b)Unemployment rate

c)Price indices

d)All the above

3. Who is considered as the founder of the field of Microeconomics?

a)Lionel Robbins

b)Amartya Sen

c)Adam Smith

d)Prof. Alfred Marshall

4. Microeconomics is concerned with the behaviour of

a)Gross domestic product

b)Individual entities

c)Economy as a whole

d)None of the above

5. Ends refer to

a)Demand

b)Resources

c)Utility

d)Wants

6. A market economy is one

a)In which individuals and private firms make the major decisions about production and consumption

b)In which the government makes all important decisions about production and distribution.

c)Both the above

d) None of these

7. India is a

a)Capitalistic Economy

b)Socialistic Economy

c)Mixed Economy

d)Laissez-faire economy

8. Laissez-faire economy is

a)The extreme case of market economy

b)The extreme case of a Command Economy

c)The extreme case of a mixed economy

d)None of these

9. Market economy is also known as

   a)Mixed Economy

   b)Capitalistic Economy

  c)Command Economy

  d)Socialistic Economy

10.                  Which of the following is a Capitalistic Economy?

a)England

b)China

c)India

d)None of the above

Ans:

1	2	3	4	5	6	7	8	9	10
c	d	c	b	d	a	c	a	b	a

For study material/short note related to above click here